Best Sources of Retirement Income

As the eyes of 70 million Baby Boomers turning towards their imminent retirement, their focus is quickly shifting towards their future financial security. Many people are awakening just now to the prospect of living another 25-plus years in retirement and few feel as though they have prepared adequately. Add to this the increased uncertainty that […]

Comparing Equity Indexed Annuities

Equity indexed annuities are the new darling of the financial planning industry. Since their introduction in 1995, they have continually grown in popularity. And with fixed yields still near historic lows, and the stock market still giving investors fits, they are emerging as the go-to annuity for retirement savers. But, just as fixed annuities and […]

How to Compare Annuity Quotes

Annuities reached their peak of popularity back in the 1990s when the yields on fixed annuities were relatively high, variable annuities were performing well against the backdrop of surging markets, and indexed annuities, with their innovative principal protection features were just being introduced. Then, interest in annuities began to subside in the 2000s when interest […]

High Yield Annuities

For many people who experienced the roller coaster decade of 2000 to 2010, they may be looking back wishing that they had invested their money into fixed annuities which generated average annualized returns of 4.73% as compared with a negative 4.74% in the S&P 500 index. Of course, the long term, historical return of the […]

Indexed Annuities vs S&P 500

Sales of indexed annuity products have soared since the beginning of the 2000 decade which was marred by the tech stock implosion and period of volatility in the stock market. Sales again spiked following the 2008 market crash topping out at $31 billion for the year ending in 2010 (2001 sales were $6.5 billion).  The […]